LetterUp Guides

Know your rights before you send

Plain-English guides to letters of demand, consumer rights, deposits and unpaid invoices — and the South African law behind each one. Written to be useful whether or not you use LetterUp.

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Pillar guide

How to write a letter of demand in South Africa

The complete walkthrough — what to include, the tone that works, the deadline to set, how to deliver it, and what to do if it's ignored.

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Consumer

Your Consumer Protection Act refund rights

The six-month warranty, your right to choose a refund over a repair, cooling-off periods, and how to demand your money back.

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Rental

How to get your rental deposit back

The 7 / 14 / 21-day rule, the interest you're owed, what a landlord can and can't deduct, and why the inspection matters.

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For business

Letter of demand for an unpaid invoice

How businesses and freelancers recover overdue invoices — interest you can claim, the 3-year prescription clock, and escalating to court.

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Credit & debt

Section 129 notice explained

What the National Credit Act's default notice means, how it must be delivered, and your options when one lands in your inbox.

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Ready-made complaint letters
Letter · R79

Bank complaint letter

Dispute unauthorised debits, fees, failed reversals and card fraud.

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Letter · R79

Landlord complaint letter

Deposits, overdue repairs and unlawful evictions.

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Letter · R79

Refund demand letter

Faulty goods and refused refunds under the CPA.

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Letter · R79

Insurance complaint letter

Rejected, underpaid or delayed insurance claims.

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Letter · R79

Unpaid salary demand letter

Unpaid wages, overtime, notice and final pay.

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Letter · R79

Cellphone & ISP complaint letter

Billing errors, contract cancellation and faulty devices.

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Letter · R79

Medical aid complaint letter

Rejected claims, unpaid PMBs and benefit disputes.

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Letter · R79

Municipality complaint letter

Incorrect bills, estimates and wrongful disconnections.

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LetterUp is a document preparation service, not a law firm. These guides are general information, not legal advice, and do not create an attorney-client relationship. For complex disputes or legal proceedings, consult a qualified South African attorney.